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The financing structure of social insurance coverage isn’t impartial or even has its personal value. Representation with medical health insurance, which mixes assets of financing, and produces inequalities.

This text was once revealed in cooperation with Mermoz, the magazine of the Circle of Economists whose factor 8 has the theme “Our social model, a masterpiece in danger”.

In spite of their variety, well being economists conform to deplore the present group of well being care financing. On the heart of the complaint is a French idiosyncrasy: the financing by way of two other actors of the similar basket of considerations. For instance, a session with a normal practitioner leads to repayment of 70% from social insurance coverage and 30% from supplementary medical health insurance (on the present price).

This structure is pricey and patchy. In a world comparability, France devotes a better a part of its well being spending to the prices of managing the gadget (Graph 1). The latter constitute 5% of overall spending in comparison to 4.3% in Germany, 1.8% in the UK and 1.7% in Italy. Most effective the US and Switzerland are doing worse. The principle explanation why for this situation is where occupied by way of supplementary medical health insurance. Despite the fact that they’re answerable for part of control prices, they quilt most effective 12.1% of well being spending.

It contributed with reference to 96 euros of maintain 100 euros

For an identical quantity,…

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Author : bq3anews

Publish date : 2025-11-09 12:21:00

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